Project

PortKey

A mortgage portability neobank prototype. When a homeowner sells and buys, PortKey lets them carry their existing low-rate mortgage to the new property — instead of refinancing at today's rates. Your rate moves with you.

Tech Stack

Next.js 14

App Router with TypeScript throughout — server components for layout and metadata, client components for interactive calculator and application flows.

Recharts

Savings visualizations and rate comparison charts that make the financial case for portability legible at a glance — key for an investor demo context.

shadcn/ui + Tailwind CSS

Accessible component primitives styled with Tailwind — rapid iteration on UI without sacrificing polish or keyboard accessibility.

Key Features

Rate Portability Calculator

Models the blended monthly payment across the carried mortgage and a gap loan at current market rates — showing homeowners exactly what they'd save versus a full refinance.

Three-Persona Dashboard

A single app surfaces three distinct views: consumer portal for homeowners, loan officer workflow for lenders, and an admin marketplace overview for internal stakeholders and investors.

Investor Demo Ready

Fully interactive with realistic financial modeling and no backend dependencies — the entire prototype runs client-side via localStorage, making it instantly deployable for pitches.

Questions or feedback?